About Us

History of Now Insured

Now Insured was born through the vision of a group of highly experienced leaders within the final expense industry. Years of face-to-face sales experience has led this group of leaders to see an opportunity in the market. The opportunity to serve a market that is increasingly adapting to the digital world. In this digital world, more and more seniors are trusting an agent on the phone to help them handle their final expense needs. The Now Insured plan for success is to introduce the evolving market to a team of top producers and highly qualified Family Service Counselors.

What We Do and Who We Serve

The Now Insured Service Center is committed to helping America's seniors insure their final expenses. The primary product offered by the Service Center is Final Expense Insurance. This type of insurance is designed to provide life insurance to cover the cost of funeral and associated expenses, although the death benefit can be used for almost anything. Most seniors do not want to leave the burden of their final expenses on their loved ones at the time of their death. Final Expense insurance gives them the peace of mind knowing that these expenses will be covered upon their death.

Our Product

Final Expense insurance is a form of permanent insurance, or "Whole Life" insurance. The face amounts for this type of coverage is generally small, between $3,000 and $30,000. Premiums are payable for life and cannot be changed or increased as long as the policy remains in force. These policies accumulate cash value that the policy holder owns. Premiums on these types of policies vary by carrier. Most coverage is offered by "simplified issue" meaning that only a few medical questions are required to be answered. No medical exam is necessary. Some insurance carriers offer instant underwriting decisions over the phone. Policies are generally mailed directly to the client upon issue.

How Final Expense Helps Our Clients

Many of our clients are in the low to middle income brackets. The cost of a traditional burial today varies between $8,000 and $12,000. For a low to middle income senior and their families this can be a very large burden. Final Expense insurance gives families peace of mind knowing that at the time of their death, their loved ones won't have to come out of pocket for their funerals.

We Are Human Beings to Human Beings


It can be easy to forget that we are speaking to actual human beings on the other end of the phone. When we are on the phone with you, you can rest assured that we will treat you with geniune respect. Our team uses the "dinner table" approach. We place ourselves at the other end of your dinner table and talk to you one on one. We understand your concerns and will walk you step by step to get you the peace of mind needed.